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MONEY MARKET ACCOUNT
4.50% APY
on a qualifying account with a
$10,000
minimum deposit.1
Send me a reminder email »
Opens in a new window.
MONEY MARKET ACCOUNT
4.50% APY
on a qualifying account with a
$10,000
minimum deposit.1
Send me a reminder email »
Opens in a new window.Get higher returns with our special Money Market offer.
Offer ends October 31, 2023
3 great reasons to open your high yield money market account online now.
- Earn a higher rate of interest – 4.50% APY on balances of $10,000 or more.
- Access to your money when you need it.
- Security of FDIC insurance.
To be eligible for this offer, you must have accessed this page via a direct communication (email or digital ad) from Fulton Bank and open an account online.
Ready for higher returns?
Open online for your special rate!
Send me a reminder email »
Opens in a new window.Questions? Call us, we're here to help.
844.713.3557 »
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FAQs
Why is a money market a good option?
A money market account is a type of high yield savings account that typically pays higher interest than a basic savings rate. And like a savings account, you still have access to your money and a high yield.
What’s the difference between a money market account and a bank CD?
While both money market accounts and bank CDs (Certificates of Deposit) often offer higher interest than traditional savings accounts, they work in different ways. CDs have a specific maturity date (from three months to six years), with a stated interest rate. Typically, a bank CD assesses a penalty for early withdrawal prior to the bank CD maturity date. Money market accounts provide access to your savings and offer a high yield tiered-account structure.
What is a high yield money market account?
High yield money market accounts stand out from traditional savings accounts in that they reward you with a higher interest rate, allowing your money to grow even faster.
Can you lose money in a high yield savings account?
Money market or high yield savings accounts are safe if they are with federally insured banks, like Fulton Bank. It's important to make sure your financial institution is a member of the Federal Deposit Insurance Corporation (FDIC). Money Markets are insured by the FDIC up to $250,000 per depositor per bank, for each account ownership category.
What will I need to open my money market account?
You’ll need:
- Your social security number.
- A government issued ID.
- Funds - $10,000 of new money (money not already on deposit with us) is required to earn the stated 4.50% APY.
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Fulton Bank is a member of the
Federal Deposit Insurance Corporation (FDIC)
Fulton Bank, N.A. Member FDIC.
In addition to the other eligibility criteria set forth below, this promotion is only available to individuals that: (1) access this landing page via an email communication or digital advertisement received directly from Fulton Bank and (2) apply utilizing that link. Individuals who obtain or access this landing page by any means other than those described above will not be eligible for the promotion. These accounts are subject to other account-related fees, including overdraft fees. Terms and conditions subject to change. Fulton Bank does not offer products and services to individuals who live outside of our service area. View our service area here».
1. This offer is valid for new consumer money market accounts. Individual Retirement Accounts (IRAs) and IntraFiSM Network DepositsSM – MMDA Option are not eligible. Offer may be extended or withdrawn without notice. Promotional rate is based on a minimum deposit of $10,000 and must be new money to the bank. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Account must be opened between September 1, 2023 and October 31, 2023. Annual Percentage Yield (APY) is accurate as of September 1, 2023. Balances $0-$999 earn 0.00% APY; $1,000 –$9,999 earn 0.70% APY; $10,000 or more earn 4.50% APY. Rate may change after account is opened. Preferred Pricing rate bonus not available for this account. Fees may reduce earnings.