XPRESS ACCOUNT
Checkless Checking
Open an Xpress Account and earn a $100 bonus when you make 10 debit card purchases totaling $100 or more within 60 days.¹
Xpress Account. Financial independence for teens.
Help your teen develop smart money habits with the Xpress Account. With no paper checks,² no overdraft fees, and no minimum balance requirement, they can build sound financial habits. For joint accounts, it also provides peace of mind to parents with 24/7 visibility and control through online and mobile access.³
Minimum age to open Xpress Account is 13.4 Minimum age to open as an individual owner is 16. Account owners age 13-15 require an adult owner 18 or older on the account.
Benefits of a checkless checking account
No Overdraft Fees
Avoid unexpected overdraft fees by only having the ability to spend the amount within your account.
No Monthly Maintenance Fees5
When primary account owner is 13 – 24 the monthly maintenance fees are waived.
Online and Mobile Access
Account access and monitoring from anywhere, 24/7, online or on our app.
Security and Monitoring
Card Center provides greater control and visibility to monitor transactions and turn the debit card off and on with just a swipe.
Mobile Check Deposit6
Quickly turn a paper check to money in your account. It's as easy as Tap. Snap. Done.
Contactless Visa® Rewards Debit Card
It's easy to pay in store, online, or on-the-go. Plus a rebate of up to four foreign (non-Fulton Bank) ATM fees (maximum of $10) each statement cycle if the primary account owner is 13-24.7 If under 18, an adult 18 or older is required on the account for a debit card.
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What is a checkless checking account and who needs one?
A checkless checking account is a simpler approach to managing a checking account. It’s ideal for younger customers or individuals who do not need to write paper checks. It’s also a safe way to help teenagers and young adults establish good financial habits without the potential of overspending and overdraft fees. A checkless checking account can be a good fit for individuals who need help managing their money or only need the essentials.Guidance and resources for teens and parents.
It’s never too early for your teen to learn about managing finances and developing good money habits. Our Education Center provides articles and tools to help with everything from saving and budgeting to staying safe online.
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HOW TO TALK TO TEENS ABOUT STAYING SAFE ONLINE
Teens are comfortable online, but comfortable doesn’t always mean safe. That’s where parents can make a difference.
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CORPORATE AND SOCIAL RESPONSIBILITY
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OVER 200 FINANCIAL CENTERS AND 230 ATMS
Located in Pennsylvania, New Jersey,
Maryland, Delaware, and Virginia
Fulton Bank, N.A. Member FDIC.
In addition to the other eligibility criteria set forth below, this promotion is only available to individuals that: (1) access this landing page via a direct communication or digital advertisement received directly from Fulton Bank and (2) apply utilizing that link or by opening at a financial center. Individuals who obtain or access this landing page by any means other than those described above will not be eligible for the promotion. Existing checking account customers are not eligible for this offer. Fulton Bank does not offer products and services to individuals who live outside of our service area. View our service area here ».
1. This offer is valid for new consumer checking account customers only where the primary owner has not had a consumer checking account with Fulton Bank, N.A. within the last 24 months. Promotion is limited to one cash bonus per person. If multiple accounts are opened for the same owner, only the first qualifying account will be eligible for the bonus. Fulton Financial Corporation employees and family members sharing a household are not eligible. May not be combined with any other offer. Offer may be withdrawn without notice. Customers are responsible for possible tax implications. $25 minimum deposit to open a checking account online. $0 minimum deposit to open any checking account in a financial center. Minimum age to open Xpress Account is 13. Minimum age to open as an individual owner is 16. Account owners age 13-15 require an adult owner age 18 or older on the account. Terms and conditions subject to change.
This offer is valid when you open a new Xpress Account between May 28, 2024 and August 30, 2024, and complete a minimum of 10 debit card purchases totaling $100 or more within 60 days after account opening (transactions must be posted to the account within the 60-day timeframe. $100 cash bonus will be credited to your checking account four to six weeks after the conditions above have been met. To receive this bonus, the checking account must not be closed at the time the bonus is paid.
2. If a check is presented for payment, the account will be automatically converted to a Simply Checking account. Physical checks are not issued, and checks of any type, including, but not limited to, remotely created checks, remotely created payment orders or similar instruments or drafts, cannot be presented for payment from this account. (Remotely created checks and remotely created payment orders generally look like checks you would write but they do not have your signature, and remotely created payment orders may exist only as electronic images.) This limitation applies to checks of any type that may be created and presented for payment on your account by a third party, such as a merchant or other payee with whom you do business. Must be age 18 or older to use online or mobile banking bill pay and Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
3. Message and data rates may apply.
4. Minimum age for an agent to open a Guardian or Trust account is 18.
5.The waiver of the monthly maintenance fee requires a valid birthdate on file for the primary account owner. Account owners without a birthdate (ex. estates, trusts) are not eligible for the waiver.
6. You must first enroll in our Online Banking or download our Mobile or Tablet Banking apps. This feature is not available with Text/SMS Banking. Deposits are subject to verification and are not available for immediate withdrawal. Daily and monthly mobile deposit limits may apply. Please read full online banking terms of service including information on deposit limits here »
7. Other banks may charge you a fee for using their ATMs. Rebate of the foreign ATM fee requires a valid birthdate on file for the primary account owner. Account owners without a birthdate (ex. estates, trusts) are not eligible for the rebate. Debit cards cannot be issued on Guardian accounts. Adult signer required for a debit card to be issued for an account where the primary owner is under age 18.
Deposit products offered by Fulton Bank. Google Pay is a trademark of Google, LLC. Apple, the Apple logo, are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
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One Penn Square, Lancaster, PA, 17602