XPRESS ACCOUNT

Checkless Checking

Special $100 Bonus

Open an Xpress Account and earn a $100 bonus when you make 10 debit card purchases totaling $100 or more within 60 days.¹

Xpress Account. Financial independence for teens. 

 

Help your teen develop smart money habits with the Xpress Account. With no paper checks,² no overdraft fees, and no minimum balance requirement, they can build sound financial habits. For joint accounts, it also provides peace of mind to parents with 24/7 visibility and control through online and mobile access.³ 

Minimum age to open Xpress Account is 13.4 Minimum age to open as an individual owner is 16. Account owners 13-15 require an adult owner 18 or older on the account. 

 

Benefits of a checkless checking account

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No Overdraft Fees »

Avoid unexpected overdraft fees by only having the ability to spend the amount in your account. 

No Overdraft Fees

Avoid unexpected overdraft fees by only having the ability to spend the amount within your account. 

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No Monthly Maintenance Fees4»

When primary account owner is age 13 – 24 the monthly maintenance fees are waived.

No Monthly Maintenance Fees5

When primary account owner is 13 – 24 the monthly maintenance fees are waived.

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Online and Mobile Access »

Account access and monitoring from anywhere 24/7 online or our app.

Online and Mobile Access

Account access and monitoring from anywhere 24/7 online or our app.

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Security and Monitoring »

Access online statements, set up alerts, and turn your debit card off and on with just a swipe.

Security and Monitoring

Card Center provides greater control and visibility to monitor transactions and turn the debit card off and on with just a swipe. 

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Mobile Check Deposit5»

Quickly turn a paper check to money in your account. It's as easy as tap. snap. done.


Mobile Check Deposit6

Quickly turn a paper check to money in your account. It's as easy as tap. snap. done.

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Contactless Visa Debit Card »

It's easy to pay in store, online, or on-the-go. Plus a rebate of up to four foreign (non-Fulton Bank) ATM fees (maximum of $10) each statement cycle if the primary account owner is 13-24.6 (If under age 18, an adult 18 or older required on the account for a debit card)

Contactless Visa® Rewards Debit Card

It's easy to pay in store, online, or on-the-go. Plus a rebate of up to four foreign (non-Fulton Bank) ATM fees (maximum of $10) each statement cycle if the primary account owner is 13-24.If under 18, an adult 18 or older required on the account for a debit card. 

open online »

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Or visit a financial center »

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Bank anywhere, anytime with our mobile app.

What is a checkless checking account and who needs one?

A checkless checking account is a simpler approach to managing a checking account. It’s ideal for younger customers or individuals who do not need to write paper checks. It’s also a safe way to help teenagers and young adults establish good financial habits without the potential of overspending and overdraft fees. A checkless checking account can be a good fit for individuals who need help managing their money or only need the essentials.

Guidance and resources for teens and parents.

It’s never too early for your teen to learn about managing finances and developing good money habits. Our Education Center provides articles and tools to help with everything from saving and budgeting to staying safe online.  

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