XPRESS ACCOUNT

Open an Xpress Account online and earn a $100 bonus when you make 10 debit card purchases totaling $100 or more within 60 days.¹

Xpress Account. Financial independence for teens. 

Our Xpress Account offers teens the benefits of a checking account—without checks² or overdraft fees. For joint accounts, it also gives parents visibility and control with 24/7 access.  

 

Back to school is the perfect time to develop smart money habits. The Xpress Account makes it easy. No checks. No overdraft fees. And your teen can conveniently manage the account with the mobile app³ and online banking.

 

Minimum age to open Xpress Account is 13.  Minimum age to open as an individual owner is 16. Account owners age 13-15 require an adult owner age 18 or older on the account. 

 

No Overdraft Fees »

Avoid unexpected overdraft fees by only having the ability to spend the amount in your account. 

No Overdraft Fees

Avoid unexpected overdraft fees by only having the ability to spend the amount within your account. 

No Monthly Maintenance Fees4»

When primary account owner is age 13 – 24 the monthly maintenance fees are waived.

No Monthly Maintenance Fees4

When primary account owner is age 13 – 24 the monthly maintenance fees are waived.

Online and Mobile Access »

Account access and monitoring from anywhere 24/7 online or our app.

Online and Mobile Access

Account access and monitoring from anywhere 24/7 online or our app.

Security and Monitoring »

Access online statements, set up alerts, and turn your debit card off and on with just a swipe.

Security and Monitoring

Access online statements, set up alerts, and turn your debit card off and on with just a swipe.

Mobile Check Deposit5»

Quickly turn a paper check to money in your account. It's as easy as tap. snap. done.


Mobile Check Deposit5

Quickly turn a paper check to money in your account. It's as easy as tap. snap. done.

Contactless Visa Debit Card »

It's easy to pay in store, online, or on-the-go. Plus a rebate of up to four foreign (non-Fulton Bank) ATM fees (maximum of $10) each statement cycle if the primary account owner is 13-24.6 (If under age 18, an adult 18 or older required on the account for a debit card)

Contactless Visa  Rewards Debit Card

It's easy to pay in store, online, or on-the-go. Plus a rebate of up to four foreign (non-Fulton Bank) ATM fees (maximum of $10) each statement cycle if the primary account owner is 13-24.6 (If under age 18, an adult 18 or older required on the account for a debit card)

open now »

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Bank anywhere, anytime with our mobile app.

Guidance and resources for teens and parents.

It’s never too early for your teen to learn about managing finances and developing good money habits. Our Education Center provides articles and tools to help with everything from saving and budgeting to staying safe online.  

TEACHING YOUR TEENS ABOUT MONEY

Before you know it, your kids will be out on their own making financial decisions that will affect their lives. Follow these 4 tips to help raise their financial IQ.

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6 WAYS TO MAKE SAVING FUN

Saving money isn't just possible—it can be enjoyable if you make it a challenge or game. Check out these 6 tips to save and have fun while you’re doing it.

 

Learn More »

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HOW TO TALK TO TEENS ABOUT STAYING SAFE ONLINE

Teens are comfortable online, but comfortable doesn’t always mean safe. That’s where parents can make a difference.

 

Learn More »

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