MONEY MARKET ACCOUNT: 4.40% APY¹ with a minimum new money deposit of $10,000


4.40% APY¹

with a minimum new money deposit of


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Earn a higher rate on your savings. So you can do more.

Saving your money is a great idea, but growing it is better. A Fulton Bank money market account offers competitive interest rates, FDIC protection, plus anytime access to your money.

Offer ends July 8, 2024

What you will need to open a Fulton Bank money market account:

  1. Your social security number.
  2. A government issued ID.
  3. Funds - $10,000 of new money (money not already on deposit with us) is required to earn the stated 4.40% APY. 

Competitive interest rate.

Piggy bank

No monthly fee when daily

minimum balance is met.


24/7 access with Online Banking

and mobile app.²

Money Market Account FAQs

Why is a money market account a good option?

A money market account is a type of high yield savings account that typically pays higher interest than a basic savings account rate. And like a savings account, you still have access to your money.


What's the difference between a money market account and a CD?

While both money market accounts and bank CDs (Certificates of Deposit) often offer higher interest than traditional savings accounts, they work in different ways. CDs have a specific maturity date (from three months to six years), with a stated interest rate. Typically, a bank CD assesses a penalty for early withdrawal prior to the bank CD maturity date. Money market accounts provide access to your savings and offer a high yield tiered-account structure.


What is a high yield savings account?

High yield savings accounts, like a money market account, stand out from many standard savings accounts because they offer a higher interest rate on your money. The benefit is that it allows you to earn more on the funds you have deposited over time without the risk of losing money

Can you lose money in a high yield savings account?

Money market or high yield savings accounts are safe if they are with federally insured banks, like Fulton Bank. It's important to make sure your financial institution is a member of the Federal Deposit Insurance Corporation (FDIC). Money Markets are insured by the FDIC up to $250,000 per depositor per bank, for each account ownership category.


Are there limitations on transactions? 

The advantage of a money market account is that you can access the money saved if you need it; however, there can be a limit to the number of withdrawals or transfers within a specific period of time. For Fulton Bank, there is a limit of 12 transfers or withdrawals per calendar month or statement cycle without incurring a fee. There is no limit on the number of deposits into the account. 


We're here to help.

You can contact your closest financial center and a member of our team is ready to help open your money market account.