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Questions? We're here to help. 

1.844.713.3557 »

Questions? Call us, we're here to help. 

 1.844.713.3557 »

Here to help you:

Find a Location Near You
Earn a higher rate on your savings. So you can do more.

MONEY MARKET OFFER

4.50% APY

on a qualifying account with a 

$10,000

minimum deposit.¹

OPEN ONLINE NOW »Opens in a new window.

find a participating financial center »

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Account must be opened online or in a 

participating financial center »

MONEY MARKET OFFER

4.50% APY

on a qualifying account with a 

$10,000

minimum deposit.¹

OPEN ONLINE NOW »Opens in a new window.

find a participating financial center »

Opens in a new window.

Get higher returns with our special Money Market rate.  

Offer ends October 31, 2023

 

3 great reasons to open your high yield money market account online now.
 

  1. Earn a higher rate of interest – 4.50% APY
  2. Access to your money
  3. Earn higher interest right away

Ready for higher returns?

 

Open now for your special rate!

OPEN ONLINE NOW »Opens in a new window.

find a participating financial center »

Opens in a new window.

find a participating financial center »

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Account must be opened online or in a participating financial center.

Questions? Call us, we're here to help.

844.713.3557 »

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FAQs

 

Why is a money market a good option?
A money market account is a type of high yield savings account that typically pays higher interest than a basic savings rate. And like a savings account, you still have access to your money.

 

What’s the difference between a money market and a bank CD?
While both money market accounts and bank CDs (certificates of deposit) often offer higher interest than traditional savings accounts, they work in different ways. CDs have a specific maturity date (from three months to six years), with a stated interest rate. Typically, a bank CD assesses a penalty for early withdrawal prior to the bank CD maturity date. Money market accounts provide access to your savings and offer a high yield tiered-account structure.

 

What is a high yield savings account? 
High yield savings accounts stand out from traditional savings accounts in that they reward you with a higher interest rate, allowing your money to grow even faster. The interest rate that these accounts offer is noted as APY, or annual percentage yield. 

 

Can you lose money in a high yield savings account?
Money market or high yield savings accounts are safe if they are with federally insured banks, like Fulton Bank. It's important to make sure your financial institution is a member of the Federal Deposit Insurance Corporation (FDIC). Money market accounts are insured by the FDIC up to $250,000 per depositor per bank for each account ownership category. 

 

What will I need to open a money market account?

You’ll need:

  1. Your Social Security number.
  2. A government-issued ID.
  3. Funds - $10,000 of new money (money not already on deposit with us) is required to earn the stated 4.50% APY.