Take advantage of your introductory HELOC Rate!
Schedule an appointment with your local financial center or
or Contact a Loan Specialst (1.800.385.8664)
Have big plans you’re ready to launch? Our home equity line of credit can fuel it. Ideas like remodeling your kitchen, making a down payment on a new vehicle, consolidating high-interest debt or creating an emergency fund. You dream it and OptionLine can help you get it done. Let's make it happen!
4.99%2
Special introductory
APR for 6 months
7.75%3
Variable APR after the
introductory period
Take advantage of your introductory HELOC Rate!
Schedule an appointment with
your local financial center or
Have big plans you’re ready to launch? Our home equity line of credit can fuel it. Ideas like remodeling your kitchen, making a down payment on a new vehicle, consolidating high-interest debt, creating an emergency fund, or even starting a small business. You dream it and OptionLine can help you get it done. Let's make it happen!
4.99%2
Special Introductory
APR for 6 months
7.75%3
Variable APR after the
introductory period
Benefits of our Home Equity Line of Credit
ANYTIME ACCESS TO YOUR MONEY »
FLEXIBLE PAYMENT OPTIONS »
NO APPLICATION FEES »
OPTIONAL RATE LOCK »
Benefits of a
Home Equity Line of Credit
ANYTIME ACCESS›
FLEXIBLE PAYMENT OPTIONS›
Choose how you want to pay including interest-only payments.
NO APPLICATION FEES›
OPTIONAL RATE LOCK ›
HELOC 101
HELOC (home equity line of credit) is a loan that’s secured by your home. It’s like a credit card but is generally used for larger expenses vs. everyday purchases. You are approved for a certain amount to borrow (credit limit), and you can use as you need it. You can choose to pay interest only on the money you withdraw or pay more.
Plus, while a HELOC has a variable rate (the rate can move up or down depending on the market), you have the option to lock in a fixed rate for certain amounts, so you have more control over how much you pay.
What can you use a HELOC for?
Traditionally, a HELOC is used to for home improvements, but there are many other ways to put it to work for you: Consolidate high-interest debt, pay for a new car, create an emergency fund and paying for college. It can also provide peace of mind knowing you have that money available and ready for unplanned expenses like medical or unexpected home repairs.
Please do not include $, %, other symbols or commas in your answers
Frequently asked questions:
Home equity loans typically have a fixed interest rate, meaning the payment is the same each month; that makes them easier to factor into your budget.
You've worked hard to buy your own home. Use this seasonal maintenance checklist to keep your home in the best condition inside and out. »